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In Today’s Issue of Downingtown Local Pulse…
Support Local. Reach Your Neighbors.
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I'm 63 With $1.5M. Can I Spend $10K a Month?
You’ve saved $1.5 million. Now comes the real test.
Can it produce $10,000 a month, or will that pace drain your portfolio?
Most retirees do not get a clear answer until it is too late.
The issue is not just how much you have. It is whether your portfolio was built to pay you, not just grow.
That difference can determine whether your money lasts decades or starts breaking down early.
Sequence of returns, taxes on withdrawals, healthcare costs, and whether the 4% rule still applies all play a role.
Fiduciary advisors created a breakdown showing what drives sustainable income and why the same $1.5M can produce very different outcomes.
If you have $1M or more invested, do not guess.
Boot Road Bridge Work Resumes, but Closure Will Stretch Into 2027
EAST CALN TWP — After a pause to redesign the foundation of the Boot Road Bridge, PennDOT has restarted construction on the span, which crosses Amtrak's rail line in East Caln Township, Chester County. The redesign was completed on an accelerated timeline, allowing crews to get back to work, but the overall project schedule has shifted as a result — officials now expect construction to last through the spring of 2027. In the meantime, Boot Road will remain closed to through traffic, and drivers in the area will need to continue relying on posted detours.
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Caln Township Gears Up for National Night Out Celebration
CALN TWP — Caln Township is gearing up for its annual National Night Out event, organized by Caln Parks and Recreation alongside the Caln Township Police Department, Caln Township Professional Firefighters and Thorndale Fire Company. The community celebration will feature food trucks, live demonstrations from local police and fire crews, and entertainment from Chico's Vibe LLC. Weather permitting, organizers plan a helicopter landing along with a visit from Stubby, an educational helicopter from the American Helicopter Museum. Families can also enjoy an inflatable obstacle course, face painting, costumed characters, a karate demonstration from David Fuller Karate, and a dog training demo from the Mutley Crew. The evening kicks off at 6 p.m. with a performance from the Coatesville Area School District High School Marching Band, supported by Downingtown VFW Post 845. The event is part of a nationwide effort to build stronger connections between residents and local first responders.
Free Citizens Academy to Demystify Local Government
UWCHLAN TWP — Uwchlan Township is rolling out a new Citizens Municipal Academy aimed at giving residents a hands-on understanding of local government operations. The free, six-week program will run on Tuesday evenings from 7 to 9 p.m., starting September 22 and concluding October 27, with sessions held at the township building on North Ship Road in Exton. Throughout the program, participants will meet with staff from departments including administration and finance, planning and zoning, public safety, and public works and parks, gaining insight into the services residents rely on daily. The academy is limited to 12 participants and includes an optional township bus tour on November 7, followed by a graduation ceremony on November 9. Applications open August 1, and residents can register their interest by emailing [email protected].
Friends Association's First Steps to Home 5K Set for August 23
DOWNINGTOWN, PA — Friends Association, a Chester County nonprofit dedicated to preventing and ending family homelessness, is hosting its inaugural Steps to Home 5K Run and 1-Mile Walk on August 23 at Downingtown West High School. Presented by Realtor John Becker and Springer Realty Group, the family-friendly event begins at 8 a.m. and is open to runners, walkers, families and businesses, with registration priced at $25 through August 8. The race highlights the organization's more than 200 years of work in the county, dating back to its founding in 1822, when it first focused on child welfare and community support. Today, Friends Association reports that more than 400 individuals and families in Chester County experience homelessness on any given night, and that the county has just 22 affordable rental homes available for every 100 extremely low-income households. Organizers say the event aims to raise funds and awareness to help close that gap, with a fundraising goal of $5,000. Those interested can register to participate, make a donation, or reach out about sponsorship opportunities, with all donations tax-deductible.
Coming Soon:
478 DEVON CT #449 Downingtown ($350,000)
246 ROOSEVELT AVE Downingtown ($439,900)
296 SUGAR MAPLE SQ Downingtown ($484,900)
273 SPRING RUN LN Downingtown ($750,000)
903 BRITTNEY TER Downingtown ($950,000)
314 BOLTON LN Downingtown ($800,000)
2829 WESTERHAM RD Downingtown ($600,000)
240 CHASE DR Downingtown ($575,000)
241 WASHINGTON AVE Downingtown ($380,000)
124 HELM WAY Downingtown ($675,000)
522 LYANNA WAY Downingtown ($454,900)
524 LYANNA WAY Downingtown ($464,900)
615 TYRION LN Downingtown ($446,990)
617 TYRION LN Downingtown ($459,990)
Just Listed:
750 LITTLE WASHINGTON RD Downingtown ($1,500,000)
27 LINCOLN DR Downingtown ($620,000)
123 JEFFERSON AVE Downingtown ($350,000)
302 WILLIAM ST Downingtown ($375,000)
3356 ALYDAR RD Downingtown ($649,900)
209 N CALDWELL CIR Downingtown ($635,000)
112 BOWERY LN Downingtown ($724,900)
162 AMERICAN WAY Downingtown ($549,900)
27 LINCOLN DR Downingtown ($620,000)
2720 SHELBURNE RD Downingtown ($415,000)
1040 ARIS PEAR WAY #5 Downingtown ($449,900)
109 CAMRYN CT Downingtown ($550,000)
8 LONG DR Downingtown ($675,000)
231 PROSPECT AVE Downingtown ($360,000)
46 MULLIGAN CT Downingtown ($589,900)
605 HUNTINGTON DR Downingtown ($799,900)
226 N CALDWELL CIR Downingtown ($699,900)
See more listings at ChesterCountyRealty.com
INSTANT HOME VALUE CLICK HERE
Upcoming local events…
The Amazing Spaghetti Magic Show (Shadyside Park) - July 30, 6:30pm
Downingtown Farmers’ Market (Kerr Park) - July 25, 9am-1pm
Uwchlan Community Day (Lionville Park) - August 1, 4pm-9pm
Caln National Night Out (Caln) - August 4, 6pm-8pm
CF Kidz Family Night Out (Downingtown) - August 7, 5pm-8pm
An Ed Sheeran Candlelight Experience (Downingtown) - August 7, 7pm-10pm
Downingtown Farmers’ Market (Kerr Park) - August 8, 9am-1pm
Old Fiddlers’ Picnic (Hibernia Park) - August 8, 10am-4pm
Steps to Home 5k Run/Walk (Downingtown) - August 23, 8am
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